The molded second split. So -- and the -- and our revenue exposed to the P2P companies, rise a bit in the first quarter of this year. But at the current stage, we have some -- we do have some APP -- our APPs available in some app stores, but we are in the process of a fully relaunch toward June. It's worth noting for anyone else who finds this question in their searching (as I did) that JSTL has the useful tag . A live webcast and a replay of this conference call will be available on the Jianpu website at ir.jianpu.ai. And the third question is on the outlook of maybe our current operations of 315 Night. Thank you, once again, for joining us today. This is David. So that will be the major impact. Market data powered by FactSet and Web Financial Group. That means, the majority of the users part of our platform would be the first card user. WASHINGTON — Tesla delivered a record number of cars in 2020, the company said, just narrowly missing its half a million target for the year.The pioneering high-end electric vehicle maker delivered 180,570 cars to customers and produced 179,757 in the fourth quarter of the year, it said in a statement on Saturday.Tesla's previous record was 139,300 vehicles delivered in the So I'd say, give us some time, we will have more -- give us some time, we'll have more data points to evaluate the impact on our growth and profitability. (Operator Instructions) The next question comes from Julie Hou of UBS. Thanks. So in terms of the number we provided of our guidance, I would say -- I would expect the loan recommendation business would be 30% to 40% of that number, credit card would be 50% to 60% of the number, and the third business line, the sales and marketing --- advertising and marketing and other service, of course, behind within that to the main driver was a big data and risk management services. You asked in Q2 most of our revenue or in the launch side, are either from the key customer of organic traffic or due to our internal like user generated content, so like the completion campaign. You need one on your lanyard this season! They have a split in there. One likes to do it oneself. And number three, we need to optimize our recommendation and optimization to make sure our users have the best user experience. Controlled Force : control where the log is split, apply as much power as you need. We couldn't have imagined that technology would converge with a social change and transform financial service industries. With our continued efforts to strengthening our operational capabilities, to provide better products and services to our customers, we are optimistic about our growth and our performance for the intermediate to long-term future. So, I think the reason behind is that, in the first quarter we saw strong growth momentum in terms of the loan recommendation, among that non-bank licensed financial institutions and P2P companies are -- play more important roles so grow -- to grow our loan recommendation business. £48.00 inc. VAT (£40.00 +VAT) Air Charge Temperature Sensor From: . The increase was primarily due to the onetime fee for new business initiatives and increase in payroll costs. The first question comes from John Cai of Morgan Stanley. A general discussion of the risk factors that could affect Jianpu's business and financial results, is included in certain filings of the Company with the Securities and Exchange Commission. 1. *. Thank you. We are pleased to deliver another strong quarter highlighted by total revenues of approximately RMB655 million, a 95% year-over-year increase, beating the high-end of our guidance by 4%, and net income of RMB19 million, and a non-GAAP adjusted net income of RMB47 million, representing 22% increase on a sequential basis. The split() method is used to split a string into an array of substrings, and returns the new array. How do you split a list into evenly sized chunks? Fan Yuanyuan. 1 on Billboard's Hot 100 Songwriters chart (dated Dec. 5), ruling for the first time on the strength of eight songwriting credits on the Billboard Hot 100. So that's -- some of the efficiency we have to regain that, we will take time. Hi. So we didn't really spend much money on sales and marketing in Q2, rather (ph) revenue, because we couldn't even spend money to pay for the downloads, right. And the second question is on the loan business. Time. So we -- basically we -- it took us a couple of weeks to -- we had to go through our internal review process. First, can you share the revenue split between banks licensed, FSPs and tech-enabled lenders as you did in previous conference calls. Intersection of two Jordan curves lying in the rectangle, replace text with part of text using regex with bash perl. Her expected release date is in 2020. The average fee per credit card increased to RMB106 from RMB95 in the first quarter of 2018. We do expect this last one maybe to 1.5, maybe two quarters. You could then use to format it to a reliable and fixed string format first. A hollow form or matrix for shaping a fluid or plastic substance. So no matter what this impact -- the one-time impact will be honestly, in the short-term. A 1 kilometre wide sphere of U-235 appears in an orbit around our planet. Okay, 315 do have impact on our businesses, but we believe this is only a one-time short-term one-time impact. 8 Cincinnati Bearcats 24-21 in the Chick-fil-A Peach Bowl. Just wonder, what's the reasons behind that, you said some growth rate that you are looking for the full year, this year. As we know big banks, as well as small banks are accelerating lending to MSE's. Under California law, your marital assets will be split 50/50. Something that is made in or shaped on a mold. Export. You can use the fn:split() function for this. We grew about 17% year-over-year. You know they had budget, they had a high goal of achieving growth of the credit card businesses, especially in digital channel online. 3s 180ms. And at the same time, we are optimizing our efficiency of acquisition, recommendation and operation. As David said, profitability is efficiency gain, operating leverage and profitability is a natural result of the scale and efficiency. when using jstl {fn:split} how write '@'? So we definitely see opportunities of growth in those segments in the financial services industry. Google Photos deletes copy and original on device, Are there countries that bar nationals from traveling to certain countries? So as of now, I think we have limited data to evaluate the operating, the sales and marketing efficiency for this quarter. Jianpu was also recently invited to speak on Financial Services Leadership and CEO Roundtable during the 2019 Boao Forum for Asia. As demonstrated here, the following code: Use the JSTL fn library. In addition to the business update, I would also like to take this opportunity to welcome Oscar, our CFO, to our Board, replacing Ms. Mr. Chen will then provide details on the Company's financial results and business outlook before opening the call for your questions. So we're still targeting to achieve a full year profit for the whole year, but that's still the plan. Please note, the discussion today will contain forward-looking statements relating to future performance of the Company. You may disconnect your line at this time. Recommended. Please go ahead. And the third reason, for Q1 last year some of the credit card issuers actually followed their marketing budget in Q1. 4. We are also educating the next wave of mobile financial consumers Generation X and Z to be able to utilize financial services to their advantage, and to do this responsibly. Not only is SkyKey able to provide bank partner with strong solutions, it also helps the online lenders and the consumer finance companies view the risk management engine and optimize on risk management credit models. And the second question is on the sales and marketing follow up. ** Splits.io; jg1 (no title) by oio_ili. Thank you, Wendy. Strategically, we continued executing our growth initiatives, while optimizing our operating efficiencies. Just wonder, how we think about that is, because most of the quarter-to-date operations, I think, we don't have our app available for download from the App Store. WSJT-X is a computer program designed to facilitate basic amateur radio communication using very weak signals. JT files are used in product lifecycle management (PLM) software programs and their respective CAD solutions, by engineers and other professionals that need to analyze the geometry of complex products. JavaScript microlibrary with a collection of small built-in plugins designed to split (section off) an element in a variety of ways Number two, we have to make sure, we work with the industry to based on the fintech retail financial standard or product standard, we have to make sure the standards are in place. Then outlook. As a follow up to the airing of CCTV 315, we completed an internal review of system, products and processes. A frame or model around or on which something is formed or shaped. Otherwise you'd need to add checks on array length by fn:length() and to prevent potential XSS attack holes by fn:escapeXml(). I will now turn the call over to Mr. Ye, who will provide an overview of the Company, as well as performance highlights of the first quarter. With that, I will conclude our prepared remarks. splitter: In telephony, a splitter, sometimes called a " plain old telephone service splitter," is a device that divides a telephone signal into two or more signals, each carrying a selected frequency range, and can also reassemble signals from multiple signal sources into a … The first part is, in the credit card, maybe, I would take a step back (ph) for the third question about 315. Please go ahead. At the same time, we excited to have Oscar on Board. The directional clarity of these proposed set of rules will create standards and boundaries, rewarding those industry participants with innovative infrastructure, scale and capability to manage user experiences and risk effectively and efficiently. We continue to be the largest independent open platform for discovery and recommendation of the financial products in China, connecting more than 120 million users with over 220,000 financial products and 2,500 financial service providers. rev 2021.1.11.38289, Sorry, we no longer support Internet Explorer, Stack Overflow works best with JavaScript enabled, Where developers & technologists share private knowledge with coworkers, Programming & related technical career opportunities, Recruit tech talent & build your employer brand, Reach developers & technologists worldwide, Podcast 302: Programming in PowerPoint can teach you a few things, How to split a string from another string in JSTL. JT earnings call for the period ... First, can you share the revenue split between banks licensed, FSPs and tech-enabled lenders as you did in previous conference calls. I think the average fee per loans, obviously, you have a very strong growth. I will start -- I guess, three questions. The second reason, of course, we do have some impact in the 315 Night, about half the amount of business -- half amount of business in March, we do have some impact on that one. 3. As cutting edge technologies, that AI, big data, cloud computing and in the future 5G, is reshaping the financial services industry, connecting Chinese consumers and SME's with financial service and providers smarter, more efficiently and effectively. Why is there no spring based energy storage? 5. So in case you'd like to split on characters which represent special characters in regex, then you'd need to escape them with backslashes. Thank you very much. But because we have very positive policy here, the government want to promote the SME lending, so we do have some initiatives in terms to expand our SME lending, not our -- the SME lending product on our platform. Returns as of 01/12/2021. I have three questions. I noticed that the volume growth on a year-on-year basis seems to be going to single digit. Okay. The second card of the card is not something we should be afraid of or we should be alert. Cumulative Growth of a $10,000 Investment in Stock Advisor, Jianpu Technology Inc. (JT) Q1 2019 Earnings Call Transcript @themotleyfool #stocks $JT, Jianpu Technology Inc. (JT) Q4 2019 Earnings Call Transcript, Jianpu Technology Inc. (JT) Q3 2019 Earnings Call Transcript, Jianpu Technology Inc. (JT) Q2 2019 Earnings Call Transcript, Jianpu Technology Inc (JT) Q4 2018 Earnings Conference Call Transcript, Jianpu Technology Inc. (JT) Q2 2018 Earnings Conference Call Transcript, Copyright, Trademark and Patent Information. So in case you'd like to split on characters which represent special characters in regex, then you'd need to escape them with backslashes. Don't forget, order #1000 is going to get a bunch of surprises in their box! Note: The split() method does not change the original string. Yes. So as a team, we have a -- we don't have any concern about the credit card business growth for the rest of this year. Such statements are not guarantees of future performance and are subject to certain risks and uncertainties, assumptions and other factors. In the meantime, we continue to drive certain self-imposed improvements to our internal processes such as, adopting more stringent turnaround (ph) boarding process, while adhering to a stricter transform policies for financial service providers. These statements are within the meaning of the safe harbor provisions of the US Private Securities Litigation Reform Act. Thanks so much for taking my question. Operator, please go ahead. The first one is on the credit card. And of course, the less competition that the market actually -- which is against the current, actually not as the competitive as before. Compare . So just wondering, have the management observed any change in the pricing of advertising -- advertisement as we see our some advertising platforms have been saying that the price has been rapidly muted for the past quarter because of competition. Thank you, Luting. JT files are used in product lifecycle management (PLM) software programs and their respective CAD solutions, by engineers and other professionals that need to analyze the geometry of complex products. Fan over the last few years. As David noted, loan application volume increased 102% year-over-year. Among the revenue generated from advertising and marketing services and other services, our big data and risk management services tracked a very strong performance, growing 518% year-over-year, as financial service providers continue to engage us for big data and risk management services offering. We were also appointed a member of the subcommittee of these two associations with respect to financial education and consumer rights protection. *. Enter total distance, either time or pace, and split frequency. The agreement comes with a few obvious pluses for Washington: Bell, 28, is under team control for two more seasons. Fan for her dedication and contribution to Jianpu. Share repurchase program, starting from August 2018, our Board approved the share repurchase program with a total authorization of $30 million. JSTL - fn:split() Function - The fn:split() function splits a string into an array of substrings based on a delimiter string. How do airplanes maintain separation over large bodies of water? So that's -- that to some extent have some impact on our new user acquisition momentum. To illustrate, gross margin improved to 91% in the first quarter of 2019 from 85% in the year-ago period. I think, so far second quarter -- our guidance for the second quarter, so we're seeing the continued growth of our credit card business, and also the -- our marketing and advertising services and other services. I have three questions. But going forward, as we resume the full operation in June or Q3, of course, we do need to, number one, need to, still have that stringent rules in terms of the undergoing process. Let me take your first question about the second quarter breakdown. 6. It has been a great pleasure working with Ms. Megan Thee Stallion hits No. For example, we extended the co-branded credit card collaboration with more card issuers, addressing their needs to target a large underserved base of customers such as, consumers in second and tertiary cities, where those never have used credit card before. This will split the input string by a supplied delimiter and then iterate over the resultant collection of tokens. At the same time, non-GAAP adjusted EBITDA increased to RMB56 million, up 4% sequentially. All participants will be in listen-only mode. I would like to turn the conference back over to management for any closing or additional comments. Split call definition is - a telephone call on a party line that sounds on only half the telephones on the line. Daqing (David) Ye -- Co-Founder, Chairman and Chief Executive Officer. Be sure that the date format is validated beforehand :) It would be easier if it was a java.util.Date, not a java.lang.String. This -- the Company does not undertake any obligation to update this forward-looking information, except as required by law. And the second question is, in terms of number of loan applications, what is the split between consumer loan, SME loan and other loan products. The next question comes from Wendy Chen of Goldman Sachs. But secondly, I want to emphasize. SME's, so far on our platform, we do listed some SME product, but the -- in terms of the number of loan applications toward the SME lending products is only that's quite a small percentage, as you can be aware that SME lending for the digitalization of SME lending is far behind and of more complicated than the consumer lending. Stock Advisor launched in February of 2002. Hello, everyone, and thank you for joining us today. So just wondering have Jianpu observed such trend in decreased pricing in advertising? J1939 Bus Splitter provides a cost-effective and space efficient way of connecting multiple devices to the J1939 CAN bus. Thank you, operator. They have find the right product that can be served or approved by the financial institutions. But the credit card that comes from the third and fourth tier cities, that mostly of them will be the first card applicants. Running Splits Calculator. Combining the credit card business from both recommendation services and advertising, we recorded credit card volume of approximately 1.6 million in the first quarter of 2019. £28.80 inc. VAT (£24.00 +VAT) Shiftlight From: . How do I iterate over the words of a string? Book, possibly titled: "Of Tea Cups and Wizards, Dragons"....can’t remember. Founded in 1993 by brothers Tom and David Gardner, The Motley Fool helps millions of people attain financial freedom through our website, podcasts, books, newspaper column, radio show, and premium investing services. We delivered another solid quarter, showing strong revenue growth across our line of businesses. We have engaged in global consulting firm to assist us in the review of our business process, conduct industry studies and recommend the best practices. So you just imagine the small ticket size SME lending, given the traditional banks, their capability, their cost structure, probably it's the -- it's not easy for them to do the SME lending directly, probably there will be some third-party players like us, like other supply chain loan facilitation model. Thanks for contributing an answer to Stack Overflow! The Colorado Avalanche was without several players on the first day of on-ice activities at its 2020-21 training camp. Unmatched sound, quality, and value.. yes, they are only $50. We see that with the high growth market. The average fee per loan application continued to grow to RMB17.7 from RMB15 in the fourth quarter of 2018. The guys owns the data, owns the data of the SMEs, may be able to play an important role on the SME lending. Yeah, I think John, I will answer your second question about the unit price after loan recommendation services. Thank you very much. Is it unusual for a DNS response to contain both A records and cname records? Oscar has extensive experiences and expertise in areas of management, strategy, investment and the capital markets as well as his strong leadership will be a good -- very good feet to our Board. So this is why you saw the price increase for the loan recommendation services. Hello everyone. But we think, we still keep a healthier and -- revenue structure from the different type of financial service providers. Route only . We haven't talk about that, I mean, of course, the insurance market is the high potential, the wealth management, we are seeing some regulation, so basically relaxed, the KYC process of opening like money market fund or the wealth management fund online. At the same time, our regulatory technology, our RegTech team also won a huge important mandate to help local Chinese financial regulators establish existence to monitor financial products and service online. Fan started to serve as as our Director since 2015. Eight teams will compete in a round robin group stage, with the top 4 teams continuing to playoffs. So we expect most of the APPs will be -- to be launched -- to be released in June. Just a quick follow-up on the quarter-to-date operations, maybe on the sales and marketing, can we have more details on that? This will increase the approval rate as the regional bank move its credit card businesses offline to online. This is because I need to put each one of them inside three different text fields, like these: I could not find any working example yet. So businesses would not resumed until three or four weeks after the New Year's Day. What happens? It’s frustrating, I know, given that he didn’t work. Buy Two Way Telephone Splitters, Uvital Male to 2 Female Converter Cable RJ11 6P4C Telephone Wall Adaptor and Separator for Landline (White, 2 Pack): Telephone Cords - Amazon.com FREE DELIVERY possible on eligible purchases Viktor Hovland hits another walk-off, Christiaan Bezuidenhout goes back to back, a Texan wins in Texas, the European Tour readies for its finale and … I think the answer is quite straightforward and short. We have recently completed the development of a credit card pre-approval model, which is designed for a regional bank to help optimize its credit decision process, leveraging our data and technological strength. Please go ahead. Firstly, we don't have the full picture of the statistics of the, whether it's a first time card user or most card user, but with -- through our communication with the banks, we guess -- our most of value proposition to the credit card issuers that is we can bring the under banks population to them. How to cut a cube out of a tree stump, such that a pair of opposing vertices are in the center? Thank you, David. Click the link in our bio and give your lanyard an upgrade! I will answer the first, maybe third one first, and then we will talk operation, OK (ph). The conference has concluded. National Door Company ZZ365040R Solid Core, Molded, 2-Panel, Right Hand, Prehung Interior Single Door, 18" x 80" on 6-9/16" Jamb, MDF $235.54 $ 235 . The three reasons, it's going to be below what we except. 9 Georgia Bulldogs converted on a go-ahead field goal with two seconds left, where they eventually beat the No. Definition and Usage. As we know, we voluntarily suspended of some of the APP downloads from major stores, and also some of the involuntary products as well. On behalf of the Board, we thank Ms. 54 FREE Shipping by Amazon And the remaining, you would imagine, it come from the advertising services and of the big data and risk management services. How can I split strings separated by "/" inside a jsp page using JSTL? During our last quarter's call, we shared again the story of how Jianpu was founded. Being recognized on our platform model and market position by the regulators, we will continue to contribute and lead the initiative of introducing and promoting higher industry standards and best practices. Non-GAAP adjusted net income reached RMB47 million in the first quarter of 2019, and net income was RMB19 million. So that's your first question. I'm very proud of what we have achieved. As a result, revenues for credit cards for both recommendation and advertising services in the first quarter increased by 18% to RMB170 million from RMB144 million in the year-ago period. How to mount Macintosh Performa's HFS (not HFS+) Filesystem. During the first quarter, we continued to deepen our relationship with the financial service providers, while maintaining the largest network of online credit card issuers with 25 credit card banks on our platform. Thank you for your attention, and we hope you have a wonderful day. At this time, I would like to turn the conference over to Luting Lu (ph), Jianpu, Investor Relations Manager. So, yes, I think that's the answer I can provide for now. mold 1 (mōld) n. 1. What does it mean for a word or phrase to be a "game term"? We're optimistic, in the medium to long-term and given the resilience of our business model, our technology, our robust infrastructure, and also most importantly our people, we're able to execute and deliver. Sum of best. Which satellite provided the data? See also How to split a string in Java for general guidelines which also apply to fn:split(). And supply chain management squamation that you have other side of the balance sheet or the wealth management and insurance. Of course, we were -- I mean, in the past, in Q1, were actually as the largest platform, we were in the market, right. And of course, SME lending, we know government actually has asked the financial institutions, especially banks, to reserve more capital on SME lending. I hope that we would have more data to answer this question. That, unfortunately, will likely include your 401(k). See also How to split a string in Java for general guidelines which also apply to fn:split(). Yeah, sure John. As we remain strategically focused on strengthening our technological capabilities, while optimizing technology infrastructure, R&D expenses excluding share-based compensation increased by 87% year-over-year to RMB78 million. So four or five cards per capita is still a reasonable number of the developed economies. We know they're going to use the money in Q3 and Q4. So I think you have an outlook revenue number here. During today's call, management will also discuss certain non-GAAP financial measures for comparison purposes only. Revenues from credit card businesses were up 18% year-over-year, and revenue from big data risk management service grew 518% year-over-year. Select from Samples and enter time or pace, or 2. So we put together more stringent rules in terms of the financial institution listing, and also product listing, we also -- basically we also took some time to communicate with the regulators. Coach Gregg Berhalter has called up 38 players for a split-squad national team training camp in Bradenton, Fla., in advance of one of the busiest … To recover in the second question is on the Jianpu website at ir.jianpu.ai the volume growth on a field... New business initiatives and increase in payroll costs hurdle, but we believe the digitalization is trend... 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